We have been in the invoice factoring business since 1979, are privately held, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and in doing so, can support you through any tough circumstances you might suffer. We won't go out of business when the times get tough, like some other invoice factoring companies sadly have in the past.

All factoring companies have yardsticks for size, industry, and risk. It's not practical for you to choose which invoice factoring company is a suitable fit for you. By contacting us, we'll get to know your situation very quickly and help you find the best fit for your company - whether it's with us or another invoice factoring company.

We have a vast network of invoice factoring industry colleagues, these close relationships were built over 20+ years in the business. So, after you take the time to run through what you need to us, we have all the confidence in the world that you will find precisely what you need..

A lot of invoice factoring firms let you pick and choose your customers that you would like to factor. Except a few of them normally require a minimum amount prior to doing business with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a little like having a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will force you into invoice factoring when you don't require it.

A lot of invoice factoring firms fees are contorted. You better take out your magnifying glass to go over the fine print to spot those fees. You can be sure, We will not treat you this way.  We are unconditionally transparent about our fees. When you apply, you are presented with a truthful, no obligation rate bid with the fee for your business. See which other factoring company, If any, will be that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring firms are funded by Wall Sreet investors. We are a privately held company and don't take orders from investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We take the time to hear your story, learn your concerns. Based on that information we will put together a tailored solution for you. A lot of invoice factoring firms particularly the Silicon Valley Fintech ones almost completely look for the algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

A lot of invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the invoice factoring company will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we track each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from iffy transactions. You have instant access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems so to correct them right away.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay alert to negative payment trends. This is crucial to prevent avoidable write-offs.

Our company uses advanced technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. A lot of other companies don’t even come close.